What to do, what to do… sigh..
Sunday, January 10th, 2010I would follow up with a bit longer post as I said in yesterdays Twitter message.. And next to that, someone also asked for some explanation of what happened, why we want to sell one of the houses and one of the cars so all of the sudden, so let’s do that for now.
Because it wouldn’t be so nice of me to go too much into details, I will try not to do that (also because it would be just too many details haha). However, in short (ahum) it comes down to the following:
Michelle, Isabella, and myself, currently live in a pretty big house which we share with Michelle’s mother (both Michelle and her mother are owner of this house). And for a long time several things happen now and then, which makes it harder and harder each time to live here in the same house (ok, we do have our own part of the house, completely separated, but still, you’ll get the idea.. if you live in the same house, even though it’s big and separated, to avoid each other gets pretty hard, you still see and hear way too much).
So, Michelle and I decided that it would be better to live somewhere else (and this is actually something we’ve been thinking about for a longer period of time, but we never did anything concrete). We thought about all this for a longer time, to see how we would do it, and about a week ago we decided that it might be best to just sell one of the houses, from which half of the house is being rented, and to buy a better suitable house somewhere else with the profit (a large of the people who live there now can then live in our part of our current house so they don’t have to live on the streets).
Indeed, we could of course also go and live in that house ourselves, but to live with the three of us in a house that has 10 bedrooms, 6 bathrooms and 4 kitchens, that seems a bit excessive. We also don’t exactly like the idea of living there while other people rent the other part of the house (you still have the same situation, and a lack of privacy). A new home with three to four bedrooms would be more than enough for us.
So that’s a bit the story of why we have that house for sale.
However, Michelle’s mother is not happy at all that we want to sell that house (to say the least) and that created even more friction (and even more so because she did not hear it from us but from someone in Michelle’s family. We told them about it in trust (or so we thought).. nice.. I’m unsure if that person follows this blog also, but if he does: Thank you very much!! Like we tell your mother about what your wife told us that day… geez, talk about creating family problems..).
So anyways, her mother then said with her angry head that she would not pay for the Toyota Matrix anymore (the car story starts here). Michelle received that car last August as a gift from her mother. The car, and the loan, are both in Michelle’s and my name (because, due to circumstances, her mother could not do this), but she would pay for it. We actually didn’t want a second car at that time as we didn’t really need it, we were just thinking and doubting about it. Nothing more. Of course it is easy to have a second car, but there is no real need for it (I work at home and watch the baby, while Michelle only works 4 nights a week).
You could ask why we sell that car, that a loan is not that high. Well, that’s true, it isn’t that high, but we still have to make a lot of other expenses right now (plus we also have to renew some of the things in the other house if we want to sell it, and that costs money too) and that car is also still a bit of an extra luxury. We could also get rid of my BMW, however, because we did a high down payment, we pay less for the BMW each month than what the Toyota costs (and the time frame is also shorter - 3 years compared to 5 years). The best solution would be to get rid of the Toyota. We wanted to do it like this, so we have the least problems with debts, and that we do not have to break our good creditscore..
But oh well, we hang some papers on the inside of the car, to sell it, and we placed it on the net, and what do you think… Michelle’s mother had to speak to us urgently.. why? Well, she saw that we meant business and all of the sudden she still wanted to pay for the car. Where she gets the money is beyond me, but she wants to pay it of in one time (yeah, the same amount which you’ve seen in my ‘tweet’ earlier).
She also still did not want us to sell the other house (she once gave it to Michelle as a present (you might think that you can do whatever you want with your received gifts?)). No, instead she would go for another mortgage on monday, and make sure we will get the house with that..
Yeah, what to do, what to do… that is, or actually: ‘was’ the question. I have had a long talk with my mother a bit earlier (yep, it’s night for her, so that wasn’t much fun for her I think) but she did help me, I think, to be able to make a decision.. Or at least so that I think to know what we should do.
As far as I can see now, there are a few possibilities:
- We sell the house, and buy a new house somewhere else. Michelle’s mother will be very disappointed, and we will get another fight with her.
- We don’t sell the house, and do what her mother offers us, namely that she gets a mortgage over this house (the one from both Michelle and her mother) and that she buys another house for us with that money.
- We go back to the Netherlands (and still leave her mother disappointed behind as she doesn’t want to lose her daughter, which is also one of the reasons why we live here and not in the Netherlands).
- We go to live in the other house, and then nothing will change much. We will, however, live in a house that is way too big for us, and we don’t want to live with others in the same house.
- We stay where we are now, her mother happy but we will not and it might do an enormous damage to the relationship between Michelle and me.
Nice choices, right? Whatever we will choose, either her mother will be disappointed, or we ourselves will be.
Well, I think it will become the first choice, this because of a number of reasons. One of them is, for example, that we do not want Michelle’s mother to be able to keep having some kind of grip on us by paying a mortgage for us. We cannot afford a mortgage of 2500-3000 dollar a month ourselves (yes, Hawaii is very expensive), and I really doubt her mother can (she also pays for several other things, amongst which 3 other mortgages). And then the most important thing is that we do not want to be depending on her, we want to do these things ourselves. It would not be fair either to let her get such big debts.. and besides, what if she cannot afford it anymore? Then we will still have a problem, and then we still might have to sell the other house?
The other three options are also not very good possibilities. The last one is the least of all as it doesn’t change anything to the situation. Out of those three, going to the Netherlands is still the best.
Bleh, no this is not a fun situation. For now we removed the for sale signs from the car, and put that on hold for now. If her mother really has to pay that one for us, ok, we can live with that. But to accept a house of 600,000 dollar is something else, especially when we just know that she will bring herself into a big pile of debts with that, and even might have to work until the day she dies because of that same debt. She would be better off if she would go retire, or at least would take less of a workload on herself, and not always try to make everybody else happy by giving them all so much money (honestly, she could’ve been rich).
Yeah.. what to do, what to do… sigh.. I couldn’t think of a better title for this piece because it is indeed the question what the best will be.
Oh well, fortunately I can go back to the Netherlands for a few weeks, together with Isabella, so I will see some change then. However, Michelle does not have enough paid days off due to her pregnancy leave, so I will have to go alone (which is pretty scary, alone with a baby, flying so long), but that will be ok, we know what the tax refund will be this year, so most likely she will receive her holiday a bit later this year.
Like I said before in a tweet: wish us luck ![]()